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home 
Standard Cards
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MSDW Morgan Stanley Visa - nice low rate and holder benefits - see website for full details.
Typical APR : 15.9% (variable) on purchases
Transfer Rate* : 0% for 6 months
Introduction Rate : 0% for 6 months
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Morgan Stanley Buy & Fly Mastercard, Offers reward points every time you use your card to travel with many of the top travel companies
Great rates, Travel accident Cover.
Typical APR : 15.9% (variable) on purchases
Transfer Rate* : 0% for 6 months
Introduction Rate : 0% for 6 months
Reward Scheme : Y%
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The Virgin Card offers great rates and benefits including: Exclusive money-off deals on CDs, mobiles, wine, flights and holidays
Choice of card designs
Zero liability for fraudulent transactions
Manage your account online
Typical APR : 15.9% (variable) on purchases
Transfer Rate* : 0% for 9 months
Reward Scheme : Y%
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Cashback Morgan Stanley Mastercard
Great choice of card designs
Good cashback rate, internet banking and Travel Accident Cover.
Typical APR : 17.9% (variable) on purchases
Transfer Rate* : 5.9% for Life
Cashback Rate : 2%%
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National Westminster Bank Standard Credit Card
The benefits, perks and security of being a member of this club. The usual card benefits with extras: Insurance, Travel advice, telephone and web access to your account and even a wine club - worth a look at the site.
Typical APR : 18.4% (variable) on purchases
Transfer Rate* : 5.8% for Life
Introduction Rate : 0% for 6 months
Reward Scheme : Y%
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American Express with British Airways Card
Air Mile Reward Scheme
Chipo and Pin
Internet Banking
Great offers and benefits - see site for full details.
Typical APR : 19.9% (variable) on purchases
Transfer Rate* : 4.9% for Life
Reward Scheme : Y%
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